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Campaign Begins: Monday, December 8th, 2025, 12:00 am (GMT-5)
Campaign Ends: Tuesday, December 23rd, 2025, 11:59 pm (GMT-5)
During the Campaign Period, Ontop users may unlock daily gifts by making qualifying purchases with their Ontop Card in specific categories assigned to each calendar day. Upon completing five (5) valid days, Participants will unlock a final surprise reward to be revealed on December 24, 2025.
1. DEFINITIONS:
1.1 “Campaign Period” means the period from Monday, December 8th, 2025, 12:00 am (GMT-5) through Tuesday, December 23rd, 2025, 11:59 pm (GMT-5), inclusive.
1.2 “Ontop Card” refers to the prepaid card (physical or digital) that users can obtain through the Ontop Platform and top up using their Ontop Global Wallet balance.
1.3 “Ontop Worker Wallet” or “Worker Wallet” means the e-wallet account accessible to Contractors registered on the Ontop Platform reflecting their available balance.
1.4 "Reserve Plan” is a paid subscription plan offered by Ontop that provides enhanced benefits, including higher cashback, reduced fees on transfers, travel assistance, exclusive campaigns, and special perks.
1.5 “Valid Purchase” means any purchase completed using the Ontop Card that matches the daily category assigned for that specific date, as described in Annex A.
1.6 “Gift” means the progress unit equivalent to one Valid Purchase on the assigned day.
1.7 “Final Reward” means the end-of-campaign benefit that will be revealed and granted to eligible Participants who successfully complete five (5) valid days, as defined in Section 2.
1.8 “Participant(s)” means any Ontop Card holder who meets the eligibility criteria described in Section 2.1.
2. CAMPAIGN RULES:
2.1 Eligibility
To qualify for this Campaign, you must:
2.2 Advent Calendar Mechanism
During the Campaign Period:
2.3 Cashback Conditions and Limits
2.4 Reward Crediting
2.5 Restrictions
2.6 Personal Data
By participating in this Campaign, Participants authorize Ontop to process their personal data for the sole purpose of administering this Campaign, in accordance with Ontop’s Privacy Policy.
2.7 Modification, Suspension, and Termination
Ontop reserves the right to:
2.8 Acceptance of Terms
Participation in this Campaign implies full acceptance of these Terms and Conditions, as well as Ontop’s General Terms and Conditions.
3. OFFICIAL DAILY CATEGORIES SCHEDULE
Week 1
Week 2
Week 3
4. GENERAL CONDITIONS OF CAMPAIGN:
4.1 Validity: The Campaign will be valid only during the designated one-hour window communicated via push notifications and email.
4.2 Fraudulent Activity. Ontop reserves the right to (a) cancel, suspend, and/or modify the Campaign and (b) to block a Participant’s account at any time if it is determined that fraud or unlawful action is taking place in order to gain additional cashback.
4.3. Elegibility. Ontop reserves the right to modify the conditions of eligibility for this Campaign and/or to cancel the Campaign, at any time and at its sole discretion.
4.4 Modification and Termination. Ontop reserves the right, at its sole discretion, to modify, change, or update these Terms at any time. Modifications will be communicated by Ontop and will take effect immediately from the time of publication.
4.5 Limitation of Liability. By participating in the Campaign, you agree to release Ontop, its affiliates, and representatives from any claims or liability arising from your participation. Ontop is not responsible for any technical issues, system failures, or other problems that may result in lost or incomplete transactions.
4.6 Governing Documents. Please refer to our Client General Terms and Conditions and Worker General Terms and Conditions and Privacy Policy, as well as the Ontop Card Terms of Service (collectively the “Ontop Platform Terms”), which govern any matters not explicitly covered by these Terms. Any capitalized terms not defined in these Terms will have the meaning ascribed to them within the Ontop Platform Terms.
4.7 Governing Law and Dispute Resolution. These Terms are governed by the laws of the State of Delaware. Any disputes arising from these Terms will be resolved through binding arbitration on an individual basis, as outlined in the Ontop Card Terms of Service.
4.8 Tax Implications. Participants are solely responsible for any federal, state, and local taxes and any other fees, charges, or expenses associated with the cashback rewards.
4.9 Data Privacy. By participating in the Campaign, you consent to the collection and use of your personal information as described in our Privacy Policy.
